First-class care and individual insurance cover

 

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It is a calming thought to know that there is someone always at your side with competence and experience. A partner who is familiar with the healthcare system in your new country of residence and who knows the local structures, as well as the right people to contact. A partner who makes you feel save and secure so that you can focus on your goals, turn your plans into reality and make the most of your new life style.

Health care that leaves nothing to be desired: your benefit packages

Our Globality YouGenio range consists of the following plan levels:

  • Classic
  • Globality YouGenio Classic

    The following table of benefits is an extract of the complete scope of benefits and services.

    Inpatient treatment
    • Accommodation in a private or semiprivate room
    • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
    • Transport to the nearest hospital
    • Drugs and dressings
    • Therapies/ physiotherapy
    • Therapeutic aids and appliances as a life-saving measure (e.g. cardiac pacemakers)
    • Psychiatric treatment
    Outpatient treatment
    • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
    • Cancer treatment (chemotherapy, oncological drugs and treatment)
    • Drugs and dressings
    • Therapies/ physiotherapy, including massages
    • Psychiatric treatment
    Dental treatment
    • Dental treatment
    • Dentures (Implants, orthodontic performances), if required as a result of an accident (50% of costs)
    Assistance services
    • 24-hour service with experienced counsellors, own doctors and specialists
    • Medical evacuation and repatriation
    • Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
    • Support and information (by our medical service, second opinion, monitoring of the course of the illness)
    • Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital)
    • Support in case of bereavement (up to € 2,500)
    • Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
    • Online Services

     

  • Plus
  • Globality YouGenio Plus

    The following table of benefits is an extract of the complete scope of benefits and services.

    Inpatient treatment
    • Accommodation in a private or semiprivate room
    • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
    • Transport to the nearest hospital
    • Drugs and dressings
    • Therapies/ physiotherapy
    • Therapeutic aids and appliances as a life-saving measure (e.g. cardiac pacemakers)
    • Psychiatric treatment
    • Inpatient psychotherapy
    • Other therapeutic aids and appliances (e.g. artificial limbs/ prostheses) up to € 2,000 per insurance year
    • Medical treatment during pregnancy and childbirth; midwife or obstetric nurse but excluding screenings during pregnancy, reimbursement of costs up to € 5,000 per insurance year
    • Outpatient childbirth, lump sum of € 250
    • Chemotherapy, oncological drugs and treatment, up to € 5,000 per insurance year
    • Nursing care at home and domestic help for up to 7 days
    • Inpatient follow-up rehabilitation for up to 14 days per insurance year
    • Parent rooming-in during child inpatient treatment (up to 18 years)
    • Bone marrow and organ transplants up to € 200,000 per insured person (reimbursement of costs for patient and donor)
    Outpatient treatment
    • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
    • Cancer treatment (chemotherapy, oncological drugs and treatment)
    • Drugs and dressings
    • Therapies/ physiotherapy, including massages
    • Psychiatric treatment
    • Outpatient psychotherapy (20 sessions per insurance year)
    • Screenings, up to € 250 per insurance year
    • Vaccinations, up to € 250 per insurance year
    • Reimbursement of costs for pregnancy and childbirth, up to € 2,000 per insurance year
    • Infertility treatment (50 % up to € 7,500)
    • Acupuncture, homeopathy, osteopathy and chiropractic, up to € 500 per insurance year
    • Vision aids, up to € 100 per insurance year
    Dental treatment
    • Dental treatment
    • Dentures (Implants, orthodontic performances), up to € 2,000 per insurance year
    • Screenings for early detection of disorders of the teeth, mouth and jaw
    Assistance services
    • 24-hour service with experienced counsellors, own doctors and specialists
    • Medical evacuation and repatriation
    • Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
    • Support and information (by our medical service, second opinion, monitoring of the course of the illness)
    • Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital)
    • Support in case of bereavement (up to € 5,000)
    • Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
    • Online Services
    • Organizing visits to the patient (reimbursement of costs up to € 1,500)
    • Procurement and shipment of vital medication
    • Psychological help by telephone (three calls)

     

  • Top
  • Globality YouGenio Top

    The following table of benefits is an extract of the complete scope of benefits and services.

    Inpatient treatment
    • Accommodation in a private or semiprivate room
    • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
    • Transport to the nearest hospital
    • Drugs and dressings
    • Therapies/ physiotherapy
    • Therapeutic aids and appliances as a life-saving measure (e.g. cardiac pacemakers)
    • Psychiatric treatment
    • Inpatient psychotherapy
    • Other therapeutic aids and appliances (e.g. artificial limbs/ prostheses)
    • Medical treatment during pregnancy and childbirth; midwife obstetric nurse but excluding screenings during pregnancy
    • Outpatient childbirth, lump sum of € 500
    • Chemotherapy, oncological drugs and treatment
    • Nursing care at home and domestic help for up to 14 days
    • Inpatient follow-up rehabilitation for up to 21 days per insurance year
    • Parent rooming-in during child inpatient treatment (up to 18 years)
    • Bone marrow and organ transplants (reimbursement of costs for patient and donor)
    Outpatient treatment
    • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
    • Cancer treatment (chemotherapy, oncological drugs and treatment)
    • Drugs and dressings
    • Therapies/ physiotherapy, including massages
    • Psychiatric treatment
    • Outpatient psychotherapy (20 sessions per insurance year)
    • Screenings, up to € 500 per insurance year
    • Vaccinations
    • Reimbursement of costs for pregnancy and childbirth
    • Infertility treatment (50 % up to € 15,000)
    • Acupuncture, homeopathy, osteopathy and chiropractic, up to € 1,000 per insurance year
    • Vision aids, up to € 200 per insurance year
    Dental treatment
    • Dental treatment
    • Dentures (Implants, orthodontic performances), up to € 5,000 per insurance year
    • Screenings for early detection of disorders of the teeth, mouth and jaw
    Assistance services
    • 24-hour service with experienced counsellors, own doctors and specialists
    • Medical evacuation and repatriation
    • Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
    • Support and information (by our medical service, second opinion, monitoring of the course of the illness)
    • Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital)
    • Support in case of bereavement (up to € 10,000)
    • Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
    • Online Services
    • Organizing visits to the patient (reimbursement of costs up to € 3,000)
    • Procurement and shipment of vital medication
    • Psychological help by telephone (five calls)
    • Organizing return transport or care for children
    • Document depot (safe custody, help in obtaining replacements)
    • Organizing help in the event of legal difficulties
    • Procurement of intercultural training

     

The individual plan levels differ with regard to the nature and amount of agreed benefits. Each level, however, generally includes benefits for inpatient, outpatient and dental treatment, as well as special assistance services.

Worldwide know-how. Local partners

Going abroad to work or study is a truly magnificent opportunity. So that you can concentrate entirely on making your dreams and goals come true, DKV Globality offers individual insurance cover with

  • optimum outpatient, inpatient and dental care throughout the world,
  • comprehensive advice, both when providing benefits and when dealing with general enquiries, and
  • best possible organizational support in case of illness.
     

First-hand experience and expertise

DKV Globality will accompany you through the healthcare system of the country concerned – from the vaccinations to be obtained before departure, recommending doctors and hospitals, making appointments or procuring medication to quick and straightforward reimbursement of costs.
Quite simply you can recover quickly and concentrate entirely on your job, family or course of study, secure in the knowledge that your health is in the very best hands.

 

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